What are Tax Deferred Annuities?

Tax deferred annuities are specially designed for retirement savings. It is a contract between you and the insurance company for a guaranteed interest bearing policy with guaranteed income options. The insurance company credits interest earnings on your premium, and you don’t pay taxes on the interest earnings until you make a withdrawal from your annuity or begin receiving regularly scheduled income from your annuity.

Tax Deferred Annuities Options

Secure Value 5

The Secure Value 5 offers an attractive interest rate that is guaranteed for a full five (5) years from the date of issue. Once your contract is issued the interest rate is guaranteed until the end of the fifth contract year. After the 5-year rate guarantee period, the Secure Value 5 is guaranteed to never have an interest rate of less than the minimum rate guaranteed in your contract.

Secure Value 7

The Secure Value 7 offers an attractive interest rate guaranteed for a full seven (7) years. Once your contract is issued, the interest rate is guaranteed until the end of the seventh contract year, after which the effective interest rate will never be less than the minimum rate guaranteed in your contract.

Eagle 8 Annuity

The Eagle 8 annuity allows you to build funds for retirement, defer income taxes, and transfer wealth. The Eagle 8 annuity is an ideal way to provide for a more financially secure future and a comfortable retirement. The Eagle 8 annuity offers a competitive interest rate and a first-year bonus. The interest rates of our annuities have a one-year rate guarantee. Once an interest rate is declared, your contract is guaranteed to hold that rate until the next policy anniversary. The Eagle 8 annuity is a safe, secure vehicle that is designed to fit your financial plans in a wide variety of areas. Like many of United Heritage's annuities, it is ideal for a rollover of qualified plans such as individual retirement accounts, and for non-qualified plans.

Heritage Annuity